Länsförsäkringar Liv is not the only company struggling with guaranteed products.Its rival Handelsbanken Liv had to top up its guaranteed products with SEK16m (€1.8m), as performance failed to cover the guarantees agreed over the third quarter.The guarantees are between 3% and 5%, and, as long as interest rates remain low, the situation will remain.Handelsbanken has worked to move customers out of guaranteed products for some time now.It has SEK11bn in these types of products, SEK57bn in fund products and SEK16bn in other types of insurance products.AMF, another life and pension provider, returned 5.9% over the first three quarters, while its solvency ratio increased to 221%, up from 183% last year, putting it in a better position than many of its competitors when dealing with guarantees.Alecta, meanwhile, returned 6.6%, with a solvency ratio of 174%, compared with 134% at the same time last year.Alecta’s main pension product, Alecta Optimal Pension, returned 12% over the period.Elsewhere, the life and pensions business of SEB, the Swedish banking group, saw premiums increase by 14% to SEK23bn, with its unit-linked business assets under management at an all-time-high at SEK148bn as a result of new clients and rising stock markets.At the same time, SEB Trygg Liv Gamla, its traditional guaranteed product, returned 6.6%. The solvency ratio increased to 192% from 166%.Bucking the trend of reduced guarantees, SEB Trygg Liv Gamla increased guarantees to 7% before taxes and fees from 1 October.At the same time, life and pension business of Nordea, the Nordic banking group, saw a rise in premiums of 23%.Similarly, Swedbank Försäkring, the life and pension insurance business of the banking group, saw premium income increase by 8%, with assets under management increasing by 11% to SEK113.8bn.Its average return for fund customers was 9.6%.Lastly, PP Pension, the pension fund for the press and media, reported returns of 4.4% for the three quarters to the end of September. Länsförsäkringar Liv, the Swedish life and pension insurer, has set out to boost its solvency levels by asking its customers to agree to new contracts without guarantees. So far, only 10,000 of its 200,000 customers have agreed.Instead of guarantees, Länsförsäkringar is also now offering lower fees, a move that has increased its solvency ratio by 1.2 percentage points to 118%.During the first three quarters of the year, guaranteed product performance was down by 3.9%, while its new product with lower guarantees returned 0.8%.
Liverpool’s Luis Suarez insists he and strike partner Daniel Sturridge are trying to progress “for the future of the club”. However, having slotted back into the side seamlessly after the end of his 10-match ban Suarez is looking to drive Liverpool into the Champions League alongside Sturridge. “We are trying for progression,” he said. “He is 24 and I am 26, so we are trying our best to progress for the future of the club. “We know in the last few seasons, Liverpool have been not been in the Champions League and we know we can help the team challenge for the top four. “We will try our best but Liverpool is not only Suarez and Sturridge – it’s the whole team.” Suarez has previously said there is no competition between him and Sturridge to score the most and he admits he is enjoying playing with someone who is in a prolific run of form, with the England striker having hit 20 in 26 appearances. “I am so happy because when you have a very good striker, and a very good partner, for defenders it is difficult because they have to give their attention to two players – not just one,” he told liverpoolfc.com. “If maybe two defenders come towards me, this creates space for Danny. “This is important not just for me, but for the team and our confidence. “He is a very good player. He had difficult moments at Chelsea and (Manchester) City, but this is a good time for him and I am so happy with him. “For a striker, it’s more difficult (to look for a team-mate). In the area, you’re concentrating on yourself and shooting at goal. “If he shoots or if I shoot, we are both strikers and we understand. We can discuss it on the pitch but we work really well together. “Maybe in a few years I will be able to say my best partnership was with Daniel Sturridge, especially if we can continue to progress.” The pair have scored 17 goals between them since the latter signed from Chelsea in January and have shown in their link-up play they are a pairing to be feared. Suarez’s future at Anfield seemed in doubt over the summer after a £40million plus £1 bid from Arsenal and the player claiming the club had reneged on a deal to allow him to leave for a Champions League side. Press Association
Facebook Twitter Google+ Each of Syracuse’s three goals on Sunday night either started or ended with an unlikely source. The first, off of a corner kick from the far right corner, deflected off a few players. Then it trickled to Kamal Miller, who shot toward the left post.On the field, players thought it was going in. From a distance, it looked like Miller had scored his first goal of the season. At first on the scorecard, he had.Only the ball was last touched by Syracuse defender Miles Robinson, who had stuck out his shin to slightly redirect Miller’s shot attempt. Robinson turned Miller’s ball, which would have likely reached the back of the net, into a surefire goal.“It just came off my shin,” Robinson said. “It wasn’t anything pretty.”It may not have been pretty, but the score put SU up 1-0 two minutes before halftime, sending the Orange into the locker room with a lead after a relatively quiet first half. At the half, the goal was attributed to Robinson after initially being marked down for Miller.AdvertisementThis is placeholder textIn the next frame, Robinson scored again off a set piece. And in overtime, he chucked a well-placed overhead throw-in that set up the game winner. The sophomore’s two goals and assist powered No. 6 Syracuse (4-0) to a 3-2 double overtime win over St. John’s (1-1-1) Sunday night at SU Soccer Stadium.“He’s our defensive wall down there,” said sophomore midfielder Jonathan Hagman, who scored the game winning goal. “And when he can score, it’s fantastic for us.”Robinson halved his four-goal 2015 campaign on Sunday night alone, scoring twice on set pieces. His first, the shin redirection goal just before halftime, gave the Orange a lead it didn’t hold. Two St. John’s goals in an eight-minute span put Syracuse down by one. With nine minutes of regulation and Syracuse in a 2-1 hole, Miles Robinson scored again. Again, he was assisted by Kamal Miller.Liam Callahan nailed a corner kick from the far left corner. It was swatted by St. John’s goalie Andrew Withers and the ball flung to Miller, who headed it right to the 6-foot-2 Robinson. From the middle of the six-yard box, Robinson leapt over everybody and headed the ball over the goalie’s head, into the net to tie the game at two.“He’s good in the air,” said senior forward Chris Nanco, who leads the team with three goals. “That’s the thing — we trust him in the air.”In a game Syracuse had 11 corner kicks compared with the Red Storm’s two, the former beat its longtime Big East foe with corners. Both of Robinson’s goals stemmed from corner kicks and the goal he assisted on came from a set piece. Syracuse head coach Ian McIntyre said taking advantage of those gave the Orange the decisive edge Sunday night.“In these games, re-starts are an important part of scoring some goals,” McIntyre said. “And thankfully tonight the big fella (Robinson) helped us with a couple.”On Jonathan Hagman’s game-winning goal four minutes into the second overtime, Robinson originally was not set to throw it in. But he trotted to the sideline to take the ball before throwing an overhead strike to the middle. It was headed by a St. John’s player right to Hagman, who wound up and drilled a liner into the net for the win.“Our guys up front have scored some important goals for us,” McIntyre said. “But we haven’t had our defenders chipping in.”Until now. Comments Published on September 5, 2016 at 12:11 am Contact Matthew: firstname.lastname@example.org | @MatthewGut21
But the 43-year-old Ortiz has shown steady improvement. His condition was upgraded to “good” on June 18, and he was removed from intensive care on June 22. On July 11, the Red Sox released a statement from Ortiz’s wife, Tiffany, revealing Ortiz had undergone a third surgery in early July but was “recovering well and is in good spirits.” Related News Red Sox legend David Ortiz was released from a Boston hospital Friday, according to ESPN.Ortiz was shot and severely wounded June 9 in a shooting at a nightclub in his native Dominican Republic (officials later revealed the shooting was a case of mistaken identity in a murder-for-hire scheme). MLB wrap: Red Sox’s blowout of Yankees keyed by another rough Masahiro Tanaka start MLB trade rumors: What are the second moves Cubs, Red Sox, Yankees could make before deadline? MLB trade rumors: Twins eye Jays’ Daniel Hudson as well as Marcus Stroman, Ken Giles After undergoing emergency surgery in the Dominican Republic, Ortiz was transferred to Massachusetts General Hospital in Boston on June 10. Since the shooting, he has undergone three surgeries that removed a portion of his intestines, as well as his gallbladder. A 10-time All-Star, Ortiz led the Red Sox to three World Series titles.So far, Dominican Republic officials have arrested more than a dozen people in connection with the shooting.