Unilever Ghana Limited (UNIL.gh) 2014 Abridged Report

first_imgUnilever Ghana Limited (UNIL.gh) listed on the Ghana Stock Exchange under the Industrial holding sector has released it’s 2014 abridged results.For more information about Unilever Ghana Limited (UNIL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Unilever Ghana Limited (UNIL.gh) company page on AfricanFinancials.Document: Unilever Ghana Limited (UNIL.gh)  2014 abridged results.Company ProfileUnilever Ghana Limited manufactures and markets fast-moving consumer goods which includes food, home and personal care products. Its food range includes margarine, spreads, beverages, soups, bouillons, sauces, snacks, mayonnaise, salad dressing and olive oil and ice-cream and frozen foods. Beverages include tea, weight management products and nutritionally-enhanced staples. Its home care range includes laundry and household care products. Its personal care range includes skin cleansing, skin care, oral care and deodorant products. The company provides products for professional chefs and caterers through its global division, Unilever Foodsolutions. Unilever Ghana Limited also has interests in investment management and real estate development in Ghana. The company is a subsidiary of Unilever PLC and its head office is in Tema, Ghana. Unilever Ghana Limited is listed on the Ghana Stock Exchangelast_img read more

What are your rights with a leasehold property?

first_img Sean LaPointe | Friday, 23rd October, 2020 Leasehold is one of the two major legal ways of owning a property in the UK (with the other being freehold). Here’s a useful guide on what it entails, what your rights and responsibilities are and how to resolve any disputes.  What is a leasehold property? 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…there are two major types of property ownership: freehold and leasehold.Freehold essentially means that you own a property outright, including the land that it is built on. You can alter it without having to consult or negotiate with any individual. However, you’re responsible for maintaining the property and the land that it is… What are your rights with a leasehold property? I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images Leasehold is one of the two major legal ways of owning a property in the UK (with the other being freehold). Here’s a useful guide on what it entails, what your rights and responsibilities are and how to resolve any disputes. What is a leasehold property?there are two major types of property ownership: freehold and leasehold.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Freehold essentially means that you own a property outright, including the land that it is built on. You can alter it without having to consult or negotiate with any individual. However, you’re responsible for maintaining the property and the land that it is on. Leasehold means that you only have a right to occupy the property for a specific length of time — you do not own the property outright. The typical length of a lease is between 99 and 125 years. The leasehold is held or bound by the terms of a legal document known as a lease. It clearly sets out the rules and conditions under which you are entitled to live in the property. This includes any relevant restrictions and obligations. You can find out whether a property is freehold or leasehold by searching for it on the Land Registry’s website. A small fee for the service is payable online using a debit or a credit card.What types of properties are usually leasehold?Most flats and maisonettes are leasehold properties, while most houses are freehold. Some houses, however, can be leasehold too. In such a case, it’s likely you will own the property but not the land it is built on. What are the charges for a leasehold property?In a leasehold, it is the freeholder’s (or the landlord’s) duty to maintain the building’s common areas, such as the stairs, lifts, the roof, garden and the entrance hall. Many freeholders employ a management agency to handle this duty.The costs, however, will be shared with leaseholders in form of a service charge. The amount charged varies from property to property, depending on the exact type of maintenance work needed. Some freeholders might also ask you to put money into a sinking fund to help cover any unexpected maintenance work that a building might need in the future.The Money Advice Service advises making sure you are aware of the service charges before you put in an offer on a property, since this might affect whether you can afford to live there. What are your rights?A lease will contain a list of all your rights as a leaseholder. Though this list may vary from one lease or property to another, you generally have a right to: Information – including the freeholder’s name and contact address, as well as a summary of services charges and insurance and how they have been calculated.Consultation on major (qualifying) works – this includes building works that cost more than £250.Consultation on long-term work contracts – this could be any work that lasts more than a year and costs the leaseholder more than £100.Challenge service charges – to seek a determination of your liability to pay and the reasonableness of the charges.What are your responsibilities?Typically, your lease will inform you of the conditions you have agreed to. It will inform you, for example:If you need permission to make any alterations to the propertyHow much you’ll have to pay to maintain the propertyWhether you or the freeholder is responsible for repairsWho is responsible for dealing with other issues such as noisy neighboursHow do you resolve disputes?As with any agreement, disputes can sometimes crop up between a freeholder and a leaseholder. As a leaseholder, you can try to resolve the dispute directly with the freeholder.If it seems like you’re not getting anywhere, there’s no need to panic. There are several resources available to help you. One option is to access free advice from the Leasehold Advisory Service. they can help with issues such as service charges, extending your lease, and buying the freehold. Another way forward is formal mediation, but you’ll have to pay for it. Costs start at around £50 per hour, plus VAT. If a mediation does not work, you can apply to a tribunal as a final resort.Final wordWith a leasehold, you do not own a property outright and cannot freely make any alterations without consulting the freeholder or the landlord first. This might make it seem like you’re getting a raw deal when buying this kind of property. But that is not necessarily the case.As noted by the Leasehold Advisory Service, with a well-written lease and an appropriately managed building, a leasehold property should provide a perfectly good home and a secure investment.  Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” The Motley Fool receives compensation from some advertisers who provide products and services that may be covered by our editorial team. It’s one way we make money. But know that our editorial integrity and transparency matters most and our ratings aren’t influenced by compensation. The statements above are The Motley Fool’s alone and have not been provided or endorsed by bank advertisers. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK has recommended Mastercard. The Motley Fool UK has recommended Barclays, Hargreaves Lansdown, HSBC Holdings, Lloyds Banking Group, and Tesco.last_img read more

This is what I’d do about the ITV share price today

first_img John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Amazon, Apple, Netflix, and Walt Disney. The Motley Fool UK has recommended ITV and recommends the following options: short March 2023 $130 calls on Apple, long January 2022 $1920 calls on Amazon, short January 2022 $1940 calls on Amazon, and long March 2023 $120 calls on Apple. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Royston Wild | Saturday, 20th March, 2021 | More on: ITV See all posts by Royston Wild Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Image source: Getty Images “This Stock Could Be Like Buying Amazon in 1997”center_img Our 6 ‘Best Buys Now’ Shares The ITV (LSE: ITV) share price has been on blistering form of late. The UK broadcasting share has just about doubled in value over the past 12 months. It’s now almost reversed all of the losses it endured during the 2020 stock market crash.Yet despite these gains I think the ITV share price still looks mighty attractive from a value perspective. City analysts think that the former FTSE 100 share will endure a slight 2% drop in annual earnings in 2020. However, this still leaves the company trading on an undemanding price-to-earnings (P/E) ratio of 13 times. The Coronation Street and The Masked Singer broadcaster also packs a handsome forward 4.5% dividend yield.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Can this FTSE 250 stock continue to surge in value, though?Positive signs for the ITV share priceThere are several reasons why I think the ITV share price could continue soaring in 2021 and beyond:#1: A continued rebound in advertising spending. Ad revenues are of course the lifeblood of the commercial broadcasting industry. So it’s no surprise that ITV’s profits (and consequently share price) fell sharply in 2020 as advertising budgets took a bath. Signs of improvement on this front have emerged recently, though. Consequently ITV reckons total advertising revenues will be up between 5% and 7% in the four months to April. Industry gurus at WARC believe global ad spending will rebound 6.7% over the course of 2021.#2: A strong VOD proposition. ITV has been heavily investing in its video on demand (or VOD) proposition in recent years. It shows, with subscription numbers at both its ITV Hub and part-owned BritBox systems soaring. The business is accelerating development here too by improving the content and functionality of its platforms.#3: ITV Studios returns to work. ITV’s bottom line also suffered badly last year because programme-making came to a halt at its ITV Studios production unit. Revenues here tanked 25% year on year as sets were closed down. But with Covid-19 infection rates in the UK falling, the division could be on the cusp of getting back to producing hits like Love Island and I’m A Celebrity…Get Me Out Of Here!Buyer bewareNaturally it’s too early to say that ITV’s share price could build on its recent strong gains. This highly-cyclical share could suffer from a bumpy economic recovery that would squeeze advertising budgets again. The emergence of Covid-19 variants might also force workers at ITV Studios to down tools once more.And ITV’s risks stretch well beyond the short-to-medium term as well. Competition in the broadcasting arena is particularly fierce and the streaming services of US shares like Netflix, Disney, Amazon and Apple are fighting desperately hard to win viewers. ITV has a hell of a battle on its hands to keep people tuned into its traditional and VOD viewing platforms.In conclusionThat being said, I still think there’s plenty for long-term investors to like at the FTSE 250 broadcaster. And I think the ITV share price offers excellent value at current levels around 125p. I’d happily buy this UK share for my own Stocks and Shares ISA today. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. This is what I’d do about the ITV share price today I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!last_img read more

CSO yearbook statistics show significant increase in Donegal’s population

first_img Previous articleCouncil says no threat to jobs as result of Irish Water takeoverNext articleJobs boost for west/northwest at Knock Airport and Sainsburys in Derry News Highland CSO yearbook statistics show significant increase in Donegal’s population Twitter Google+ The Central Statistics Office has released its Statistical Yearbook of Ireland 2013 today.It provides detailed information on a range of topics including population, the labour force and statistics on housing.The figures show that at the last census, the population of Donegal stood at just over 161 thousand; this is an increase of 9.4% over 4 years and above the national population increase of 8.2%.In Donegal in 2012 there was 1,117 deaths recorded, this compares to a birth rate of 2,104.The county is made up of almost exactly 50% women and 50% men.The figures from the CSO also include details on car and computer ownership.In 2012 there were just over 2,000 new cars registered in Donegal, this a drop of half compared to 2003 and just a third of the peak figure recorded in 2007.Computer ownership figures, which pre-date the Rural Broadband scheme, show that of the 58 thousand households in Donegal in 2011, one third said they did not own a personal computer – 38 thousand had an internet or broadband connection, but 20 thousand homes had no internet access at all. WhatsApp Man arrested on suspicion of drugs and criminal property offences in Derry Further drop in people receiving PUP in Donegal Twitter Facebook News Facebookcenter_img Pinterest WhatsApp Main Evening News, Sport and Obituaries Tuesday May 25th By News Highland – October 31, 2013 Google+ 365 additional cases of Covid-19 in Republic RELATED ARTICLESMORE FROM AUTHOR Pinterest 75 positive cases of Covid confirmed in North Gardai continue to investigate Kilmacrennan firelast_img read more

Emergency services at scene of crash on Pearse Road

first_img WhatsApp By News Highland – January 25, 2019 Community Enhancement Programme open for applications Arranmore progress and potential flagged as population grows Previous articleMain Evening News, Sport, Nuacht and Obituaries Friday January 25thNext articleDonegal Sports Star Awards 2018 – Winners News Highland Pinterest Emergency services at scene of crash on Pearse Road WhatsApp Nine til Noon Show – Listen back to Monday’s Programme Pinterest Twitter Google+center_img Google+ Facebook Twitter RELATED ARTICLESMORE FROM AUTHOR Facebook Emergency services are currently at the scene of a collision on the Pearse Road in Letterkenny.Two car crash occurred shortly after 5pm this evening.No further details are known but motorists are being advised to expect delays on approach to the area. Homepage BannerNews Loganair’s new Derry – Liverpool air service takes off from CODA Important message for people attending LUH’s INR clinic News, Sport and Obituaries on Monday May 24th last_img read more

Stoneman Douglas school shooting suspect Nikolas Cruz found to be indigent, will keep public defender

first_imgAmy Beth Bennett-Pool/Getty Images(NEW YORK) — Florida Judge Elizabeth Scherer has found Nikolas Cruz to be indigent and the 19-year-old will keep his public defender, the State Attorney’s Office told ABC News today.Cruz is accused of fatally shooting 17 students and staff of Marjory Stoneman Douglas High School in Parkland, Florida, on Feb. 14.This is a breaking news story. Please check back for updates.Copyright © 2018, ABC Radio. All rights reserved.last_img

HR: Positive Resignation – How to hand in your notice

first_img A question that all HR/recruitment professionals get asked on at least a semi regular basis is: “How should I resign?”. The real answer is, there is no textbook answer as there are so many variables and moving parts involved relevant to e.g. company, manager, your professional style etc. but there are definitely a whole lot of wrong ways to do it. Here’s my 4 small tips that hopefully will offer some piece of mind during what in most cases is an awkward conversation (at best), and help it flow with a little more ease and hopefully avoid friction or burned bridges.Tip 1: No matter how much you might feel like it, don’t use the flaws of the company/manager as your reason for leaving. This is not the time or the place to have this conversation. My advice would be that if there is a burning desire inside you to offer some constructive criticism, do so at an exit interview in a rational and balanced manner. Instead use the positive points of why you have chosen to accept the new role as the reason for your departure.Tip 2: I’m firmly of the belief that we never stop learning and thus regardless of if you feel it has been the most fulfilling role or not, think of the lessons you’ve learned and thank your manager/company for the opportunity to have learned and grown as a professional.Tip 3: Unless extenuating circumstances dictate otherwise, wherever possible be willing to work your full contractual notice period. Make arrangements as such so as to make your transition out of the company as smooth as possible.Tip 4: If not already part of process, offer your time to have an “exit meeting/interview” with your line manager with the aim of trying to shed light on where in your opinion, the organisation could improve. This is where you can offer your CONSTRUCTIVE feedback and show that you are not harbouring any ill feelings due to some negative experiences but instead are aiming to offer your opinion to ensure other employees don’t feel the same thing.These are by no means complicated steps and is relatively “back to basics” kind of stuff but I hope it will give some piece of mind to anyone who may be looking for a little direction on ways to part ways in a positive light. Related posts:No related photos. Read full article Comments are closed.center_img Previous Article Next Article HR: Positive Resignation – How to hand in your noticeShared from missc on 8 Jan 2015 in Personnel Todaylast_img read more

Umphrey’s McGee Welcomes Taylor Hicks For Rager In Birmingham [Watch]

first_imgLoad remaining images Progressive-jam masters Umphrey’s McGee stopped in Birmingham, AL last night to kick off their proper summer tour. After a slew of festival dates and one-off shows, the band hit the road last night for a six-show East Coast run, with the first stup at Birmingham’s Avondale Brewing Company.Set one kicked off with the groovy “Conduit”, which was quickly followed by a pulsing “Padgett’s Profile”. Keeping the energy high, the band cued up “Tribute to the Spinal Shaft”, which moved deftly into “Cemetary Walk I”. Next up, the band worked a cover of The Beatles‘ “Baby You’re a Rich Man” into the middle of their Bela Fleck & The Flecktones‘-esque song, “Great American”. After a quick run through “Thin Air”, Umphrey’s closed their set in exciting fashion, as they invited American Idol-alum Taylor Hicks to the stage to help them out on a cover of “Can’t You See” by the Marshall Tucker Band.Set two showcased some progressive heavy hitters, as Umphrey’s returned to the stage with a raging “Prowler” -> “Syncopated Strangers” -> “Miami Virtue” -> “Partiyn’ Peeps” sequence that drove the crowd absolutely wild. Up next was “Final Word”, a former lyrical “Jimmy Stewart” that was turned into a full song for UMBowl in 2013. The emotional track led directly into fan-favorite “40’s theme”, which dropped right into “Cemetery Walk II” to finish the second set up up. Umphrey’s then returned to the stage for a lone “Slacker” encore.See below for video of Taylor Hicks sitting in on “Can’t You See”, courtesy of YouTube use Quazzbert, as well as full setlist details.Check out footage of the encore as well, courtesy of wmiod9.Setlist: Umphrey’s McGee at Avondale Brewing Company, Birmingham, AL – 7/7/16Set One: Conduit, Padgett’s Profile, Tribute to the Spinal Shaft -> Cemetery Walk I, Great American -> Baby You’re a Rich Man[1] -> Great American, Thin Air, Can’t You See [2]Set Two: Prowler -> Syncopated Strangers -> Miami Virtue -> Partyin’ Peeps, Final Word -> 40’s Theme, Cemetery Walk IIE: Slacker[1] The Beatles cover[2] Marshall Tucker Band cover; w/ Taylor Hicks on harmonica and vocalsPhotos by Paul Citone:last_img read more

PHOTOS: The Motet Brings Funk To Portland, ME, For Halloween

first_imgPhoto: Vic Brazen For Halloween this year, The Motet hit AURA Maine, laying out a special Halloween show for the Portland, Maine crowd. As is only appropriate for a Halloween celebration, the Colorado-based funk act focused on covers during the show, performing numbers by artists ranging from Earth, Wind, & Fire, Parliament, The Temptations, Michael Jackson, and more. However, the group also mixed in a healthy number of originals, with beloved tracks like “Truth” and “Closed Mouth Don’t Get Fed” also making the cut. Check out the setlist from the show below, plus a full gallery of photos from the evening, courtesy of Vic Brazen.Setlist: The Motet | AURA Maine | Portland, ME | 10/31/2017Set: EWF – Yearnin Learning, Michael Jackson – Remember the Time, Sly & The Family Stone – High On You, The Motet – Truth, The Fountain, EWF – Jupiter, Johnny “Guitar” Watson – Real Mother for Ya, Confunkshun – Ffun, Supernova, Funkadelic – Nappy Dugout, Get it Right, The Temptations – Shakey Ground, Ohio Players – Fire, Parliament – Unfunky UFO, Closed Mouth Don’t Get FedEncore: Confunkshun – Got to Be Enough, EWF – Mighty Mighty Load remaining imagescenter_img The Motet | AURA Maine | Portland, ME | 10/31/2017 | Photo: Vic Brazenlast_img read more

4 innovative ways credit unions have leveraged API in their game plan

first_imgWhen it comes to digital financial services, it’s game on. Today, credit unions of all sizes need a proactive, cohesive digital strategy that provides the right products, services, and best possible member experience.  More than just storing documents on the cloud, financial institutions need to digitize core processes and be better prepared for the future. Whether you are in the first quarter or the fourth, it’s necessary to work overtime to stay competitive. APIs can get you there.According to the Digital Banking Report by The Financial Brand, “The importance of innovation and developing new solutions that take advantage of data, advanced analytics, digital technologies and new delivery platforms has never been more important.” APIs are very important in meeting these needs because they allow for faster development. They reduce the barriers to making changes and allow credit unions to enable more vendor integrations, enhancing member service and product offerings. Technology allows for more convenience and efficiency, while at the same time offering flexibility, which is a benefit to both credit unions and members. In addition, open banking APIs lead to expanding the ecosystem to include things beyond just financial services, which will fit a member’s lifestyle better. The institutions that provide the best experiences overall will win out. Here are 4 ways the leaders in the industry approach APIs:Front-Line ExperienceAPIs aren’t just for your digital banking experience, but play a large role even in what is mistakenly perceived as the less-technical side of your business: in-branch banking. When a member is at the credit union to conduct business in-person, they generally want to be in and out as quickly as possible. The more efficient the member service representative can be, the better the experience for the member. Using APIs to bring multiple systems together into one platform means that the MSR can get information from multiple places such as checking balances, loan information, or credit card data with ease. The representative can also give better service as they have a broader look into the member’s full situation and can better meet their needs. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more