Cash Sales Share CoreLogic REO 2015-10-23 Brian Honea Home / Daily Dose / Cash Sales Share Drops to Nine-Year Low October 23, 2015 4,529 Views Previous: National Appraisal Congress Testifies Before the Appraiser Qualifications Board Next: Freddie Mac Transfers More Credit Risk With $1 Billion STACR Offering The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago All-cash transactions comprised nearly 31 percent of all single-family residential home sales nationwide in July 2015, marking a decline of more than three full percentage points year-over-year, according to CoreLogic cash sales data released on Friday.With July’s decline, the cash sales share has fallen year-over-year every month since January 2013, a total of 31 consecutive months, according to CoreLogic. July 2015’s reported share of 30.8 percent was a dropoff from the share of 34.2 percent reported in July 2014.As has historically been the case, REO sales made up the largest portion of cash sales with 56 percent in July 2015, and resales had the second highest share at 30.2 percent (resales made up 83 percent of all home sales in July and therefore have the biggest impact on moving the overall cash sales share). Short sales comprised 28 percent of cash sales, followed by new homes at 15.6 percent. Despite REO sales making up more than half of all cash sales, REO’s share of total home sales remained low in July at 6.1 percent. In January 2011, when the cash sales share reached its peak, REO sales made up 23.9 percent of total home sales.Previously, much of the cash sales share could be attributed to institutional investors buying distressed properties at discounts; the continued decline of the cash sales share is a likely indicator that fewer institutional investors are buying homes, and that more buyers are obtaining mortgage credit, according to CoreLogic Senior Economist Molly Boesel.Four states had a cash sales shares higher than 40 percent in July, led by Alabama (47.4 percent), Florida (44.7 percent), New York (42.8 percent), West Virginia (41.1 percent) and New Jersey (39.5 percent). Out of the nation’s top 100 Core-Based Statistical Areas, the five with the highest cash sales share were all located in Florida: West Palm Beach (53.2 percent), Miami (52.2 percent), North Port-Sarasota-Bradenton (50.1 percent), Fort Lauderdale (48.4 percent), and Cape Coral-Fort Myers (47.9 percent). The metro area out of the top 100 with the lowest cash sales share was Washington-Arlington-Alexandria, D.C.-Virginia at 13.6 percent, according to CoreLogic.At their peak in January 2011, cash sales comprised about 46.5 percent of total single-family residential home sales in the United States. The cash sales share typically averaged about 25 percent prior to the housing crisis; if the share continues to decline at the same rate it did in July 2015, CoreLogic estimates that it will fall to 25 percent by the middle of 2017. The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Cash Sales Share Drops to Nine-Year Low in Daily Dose, Featured, News, REO Sign up for DS News Daily Share Save Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Cash Sales Share CoreLogic REO Subscribe Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago
The Saint Mary’s group Straight and Gay Alliance (SAGA) hosted a panel of professors to address LGBTQ current event policies and social justice issues as part of Pride Week on Tuesday in the College’s Student Center.Professor of history Patrick Pierce, professor of religious studies Stacy Davis and professor of psychology Catherine Pittman, discussed the difficulties the LGBTQ community may face and how there may be a variety of interpretations of issues and policies.Davis began the panel by presenting how some areas of the Bible are viewed based on the way individuals view the LGBTQ community.“There is no concept in the ancient world of sexual orientation,” Davis said.Davis interpreted different areas of biblical texts which are used to shape an opinion on sexual orientation, stating that the culmination of views is often “more based on tradition, not scripture.”Pierce then addressed how geographic religious views and generational gap differences can have an impact on policies of the LGBTQ community.Pierce noted how states have a variety of religious make-ups, including Fundamentalists and Evangelicals, and because of this, there are restrictive policies that are shaped around strict moral beliefs.“Legislatures at the state level are disproportionally white and … much more likely to be [composed of] males, which means that it is difficult to make the [LGBTQ] policies push forward,” Pierce said.Pierce finished by presenting how different tools, such as emotional responses, frame the LGBTQ issues by using symbols the community identifies with.“That matter of framing is really crucial, because if you can get control over the frame by which the issue is discussed, you can control the outcome,” Pierce said.Pittman concluded the presentation by pointing out the difficulties and circumstances of coming out for members of the LGBTQ community.Pittman explained how family could be a major influence on one’s decision to reveal their sexuality, as some families may struggle accepting transgender issues.Tags: LGBTQ, Pride, pride panel, saga, Smc pride week, straight and gay alliance
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Indonesia must continue to closely engage the United States regardless of who wins the US presidential elections in November, diplomats and foreign policy experts say, as it seeks to rekindle its partnership with a superpower largely preoccupied with its rivalry with China.With the race to the White House picking up speed, Indonesia must decide on how to best anticipate two possible scenarios: preparing for a change in US leadership or bracing for more of the same.Americans are expected to head to the polls on Nov. 3 to vote in President Donald Trump for a second term or to let former vice president Joe Biden steer the US into a different direction. “If elected, Biden will be the most ‘foreign policy prepared’ president. But how bold and different his foreign policy will be depends on whether the Democrats could rule the Senate,” Dino said of the former member of the US Senate foreign affairs committee.The Foreign Ministry’s director for America (I) affairs, Zelda Kartika, said that if Biden was elected, more nonconventional security issues could be raised in discussions, such as human rights, democracy, immigration, environment and labor issues, in contrast to a Trumpian foreign policy that focuses more on trade and investment and sanctioning.Meanwhile, chief country representative of the US-ASEAN Business Council in Jakarta, Landry Haryo Subianto, said Indonesia must anticipate shared concerns with the US in the coming years, including on issues such as climate change, health, technology and trade and investment.Landry added that the US-China trade war under a Biden presidency would likely be more sophisticated and with less censuring toward China.Weary of its hefty trade deficit with Beijing, Washington declared a trade war in March 2018. It quickly escalated with tit-for-tat punitive duties on hundreds of billions of dollars of bilateral trade, disrupting global trade.Trump’s fixation on the trade war has other countries scrambling to benefit from the fallout from two superpowers, and Indonesia is no exception.The government has formed a special task force to attract companies leaving China. In June, seven foreign businesses, including US-based light product maker Alpan, confirmed their relocation plans to Indonesia.Indonesia must take the opportunity to persuade as many US companies seeking to move out of China and relocate their production facilities to Southeast Asian countries, said Siswo Pramono, the Foreign Ministry’s head of policy analysis and development.He said the trade war would continue regardless of who would be elected the new US president later this year.“Biden wants to boost domestic manufacturing while taking a hard line on China’s alleged steel dumping and intellectual property infringement. Meanwhile, Trump will continue to attack China, encourage US companies to avoid offshoring and slap tariffs on Chinese goods,” he said.Even though Trump has arguably dragged US leadership down by retreating from global forums, introducing policies deemed unfavorable to many nations including US allies and dismantling former president Barack Obama’s achievements, foreign views of the US remains generally favorable, according to a Pew Research poll in January.“Despite low confidence in Trump, there are still high expectations for US global leadership among the international community, including from Asia-Pacific,” said Syafiah Muhibat, head researcher on international relations at the Centre for Strategic and International Studies (CSIS).Also, many US voters still feel represented by Trump despite the lack of trust in him globally, said international law expert Hikmahanto Juwana of the University of Indonesia.As such, he said, Indonesia should prepare for both scenarios.“If Trump wins again, forget that bilateral trade will run smoothly before Trump manages to bring back US jobs. Besides, we must also think about how to reduce tension in [Southeast Asia] because under Trump, the escalated trade war might turn the region into a battleground,” he said.Syafiah of CSIS said the most important yet still unanswered question was what changes could either US presidential candidate offer to ASEAN.“Trump is known for his ‘tit for tat’ or transactional policy, which often undermines multilateral interests. The undecided policy toward ASEAN leaves a challenge to Indonesia, that is how to contribute in regions to uphold multilateral partnership,” said Shafiah.US ties with Indonesia and ASEAN has been lacking in recent years, with Washington focusing most of its resources on its rivalry with Beijing. The US ambassadorships to Indonesia and to ASEAN are currently vacant, with ad interim officials without much sway in policymaking left in charge of relations.Topics : Either way, experts agreed during a virtual discussion this week that the result of the election would affect Indonesia’s foreign policy stance vis-a-vis the US, as well as Washington’s relations in the Asia-Pacific in general.On the one hand, former Indonesian ambassador to the US Dino Patti Djalal was especially confident that Trump would lose on account of unanticipated job losses and other challenges wrought by the COVID-19 pandemic.“Throughout history, US voters are known for being punitive toward leaders who govern when the state is in distress,” he said on Tuesday.Indonesia must start figuring out a partnership strategy beyond trade and investment to anticipate inevitable changes post-election, especially if candidate Biden outvotes Trump, said the founder of the Foreign Policy Community of Indonesia (FPCI).
A THRILLING double over-time win propelled Marian Academy over Kwakwani Secondary when action in the Youth Basketball Guyana (YBG)-organised National Schools Basketball Festival Girls Developmental competition continued on Thursday at Cliff Anderson Sports Hall (CASH).The 33-32 point victory carried the Georgetown school atop the group and placed them against the weaker St Stanislaus side in the semi-finals, scheduled for this afternoon (16:30hrs) at CASH.Kwakwani Secondary will meet Queen’s College in the other semi-final.In the earlier round, both Marian Academy and Kwakwani registered victories against their opponents (Marian had whipped Saints by an incredible 31-2 margin, while Kwakwani had defeated QC 29-19).In the highly anticipated clash on Thursday Jada Mohan led Marian Academy with 13 points six rebounds while Kelliann Sauers added 10 points and Jahrier Young six points six rebounds.Shania Sears was on fire for the Berbice River school. She dropped 18 points and pulled down eight rebounds. Support came from J. Trim, who scored six points to go with four boards.QC finished the preliminary rounds in third place after whipping Saints by a score of 23-6.Naiomi Barkoye powered her way to a whopping 16 points and 19 rebounds for the winners. Sharay Johnson led Saints with four points.BOYS’ DIVISIONIn the U-14 Boys’ Division, Saints, Kwakwani and President’s College all claimed victories and have booked semi-final spots.The semi-finals are scheduled for this evening, from 18:30hrs. President’s College will meet St Stanislaus before Kwakwani Secondary battle Bishops’ High an hour later.The U-18 men’s final is set for tomorrow at CASH with President’s College set to battle Berbice High from 17:30hrs, before Kwakwani Secondary face New Amsterdam Technical Institute (NATI) from 18:30hrs.All three finals (Girls, Boys U-14 and Boys U-18) will take place next Saturday (July 13).The Festival is sponsored by Edward B. Beharry and Company Ltd, the National Sports Commission, Banks DIH, Exxon Mobil and Bounty Ltd.
After two weeks, the jury is still out and the question remains:Which USC team will show up Saturday in Minnesota?Podcast: The Daily Trojan’s sports editors discuss Saturday’s game versus the Golden Gophers.Armed · Sophomore qurterback Matt Barkley has seven touchdown passes through two games this season, almost half of the total he threw in 2009. He leads the Trojans against Minnesota on Saturday looking to go undefeated in non-conference games. – Dieuwertje Kast | Daily TrojanAfter two uneven performances on both sides of the ball, the No. 18 Trojans (2-0) hope to see the explosive offense they showcased against Hawai’i and the stingy defense seen last week against Virginia in the 12:30 p.m. game.The Golden Gophers (1-1) have some questions to answer themselves, coming off a 41-38 loss to FCS opponent South Dakota. Minnesota coach Tim Brewster emphasized his team needed to move on and focus on the visiting Trojans.“It’s a big, physical, athletic football team,” Brewster said on Minnesota’s website. “They’ve got five-star football players across the board on their football team. A great deal of talent.”The Golden Gophers are led by the nation’s sixth-leading rusher in running back Duane Bennett, who has racked up 291 yards and two touchdowns on 48 carries.Minnesota quarterback Adam Weber, in his fourth year starting under center, has completed almost 65 percent of his passes and thrown three touchdowns.“They’re playing really well on offense,” USC coach Lane Kiffin said. “They’re running the ball extremely well, the tailback’s got a ton of yards [and] the quarterback’s rating is great.”Minnesota does not have as much going on defense (see the 41 points let up by South Dakota). Its defense returns only two starters from last year’s 6-7 squad.That could open the door for USC’s offense to have a more Hawai’i-type performance. If so, it will start with the running game. Redshirt junior running back Marc Tyler still leads the Pac-10 in rushing with 221 yards and is looking to bounce back after only 67 yards last week.More action is also expected from freshman running back Dillon Baxter, who made his debut against Virginia, carrying the ball nine times for 49 yards. It will be Baxter’s first road game after missing the Hawai’i game for violating team rules.“It should be a challenge,” Baxter said. “I guess people have been saying away games are pretty loud so we’ll see what happens.”USC’s offense also will need more stellar play from sophomore quarterback Matt Barkley.Despite throwing five touchdowns against Hawai’i, last week might have been Barkley’s more impressive performance considering how often he was forced to elude Virginia’s rush and throw on the run.The one unquestioned constant from USC’s first two games has been penalties. The Trojans lead the nation in the category, with 24 penalties for 240 yards.Kiffin said he would not discuss the issue with the media this week in hopes of taking pressure off his players.Injuries, especially on defense, will also be a concern as the Trojans struggle to stay fresh late into the game.Redshirt sophomore defensive lineman Nick Perry and junior defensive lineman Armond Armstead were limited in practice this week, and it will be a game-time decision as to whether the two play Saturday.Although the trip to Minnesota marks the Trojans’ second road trip of the year, this weekend marks the last one of this length.“This is two long trips in a row,” Kiffin said. “It’s good that we’ve done it before and it’s good that we’ve knocked the two long ones out right away.”The Trojans departed for Minneapolis Thursday after practice. USC has not faced Minnesota since 1980 but has won its last 10 straight contests against Big Ten opponents.
A woman’s group in Australia has adopted a Donegal doll as their mascot to be given to thousands of children Down Under.The new Lottie doll is seen as a safe doll for Donegal childrenWomen’s Forum Australia say the Lottie doll is the perfect example for Australian girls because it is not sexualized.The group, which represents tens of thousands of women, initially ordered a small consignment of the cute dolls. But demand for Lottie has rocketed and now the group are importing more and more of the dolls.Since money the group has import one thousand Lottie Dolls and more orders are planned.Kristin Dooley, Managing Director of Women’s Forum, said Lottie is the perfect example which aims to represent young girls “as they really are.”“We monitor the harmful sexualisation of women and girls and we picked up some reporting on the Lottie Doll and we really like what we saw. “We know the harm the sexualisation of young girls and children can do.“As well as pointing to the negative impacts of such dolls as Barbie and Bratz, we think it’s important to show positive alternatives and the Lottie Doll is just that.“She’s fun, engaging and she’s modeled on the shape of a nine year old girls and she does fun things.“We started with a small number but once the word got out there has been a huge demand for them,” said Ms Dooley.Ballybofey businessman Ian Harkin, the Managing Director of Arklu, who manufacture the dolls, says the worldwide demand for Lottie has gone through the roof. “As well as Australia, we have had an order this week for 900 dolls from Iceland and there are orders beginning to come in from Russia, Dubai, New Zealand and Canada.“It shows there is a demand for a responsible doll and non sexualized doll out there,” said Mr Harkin.The company has set up at the CoLab at LYIT and hopes to employ 20 people as demand for Lottie continues to grow.Ends AUSTRALIA AND REST OF WORLD GO MAD FOR DONEGAL DOLL ‘LOTTIE’ was last modified: December 6th, 2012 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:AustraliaIan HarkinLottie