Safeguard your members’ confidentiality

first_imgKeep member information confidential. Don’t leave member loan files, account cards or deposit slips on your desk or at your teller stations.Keep private conversations about members private. Avoid discussing members’ business in front of other members or use the other members’ names.Maintain detailed, documented procedures for identifying members over the phone and online. continue reading » 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Data breaches, hacked, stolen data and identity theft are all terms we’ve become accustomed to hearing.Unfortunately, it can be difficult to repair the damage these can cause to your reputation — especially if data compromises occur with social security numbers, birthdates, addresses or account numbers.Credit unions can perform a review of daily practices to help minimize the risks and protect member information from fraudsters. Unfortunately, member information can be easily compromised, and it often happens inadvertently. It can leak during business-hour conversations in public areas, through after-hours access to information. And, sometimes, it’s even leaked right in front of members.To help keep your members’ confidentiality secure, consider these tips:last_img read more

OPTIMA passes South Africa certification test

first_img Related Articles Share StumbleUpon Betfred counters Oppenheimer bid in race to rescue Phumelela August 26, 2020 Betway takes sponsorship of South African Cricket teams  July 2, 2020 Submit TVBET passes GLI test for five live games in Malta and Italy August 25, 2020 Award winning betting technology supplier OPTIMA is ready to service the regulated gambling market of South Africa after obtaining the necessary Gaming Labs International (GLI) certification to deliver its OPTIMAMGS™ platform to operators in the rainbow nation.The sports betting and gaming solutions provider is now certified according to the regulations for online operations as well as for retail in Cape Town, Gauteng and Kwana-Zulu, meaning its system can now be used with confidence in each of the country’s major provinces. “It is with great pleasure that we obtain this certification from GLI,” said OPTIMA CEO Jacob Lopez. “It gives us assurance not only that we can operate in South Africa, but also that the highest level of compliance has been met and we are prepared to service the country’s operators immediately, with a very quick and effective time to market. “OPTIMA, as part of its group strategy of operating only in regulated markets, is now certified in all the major jurisdictions worldwide including France, Spain, UK, Malta, Gibraltar, Romania, Bulgaria, South Africa, Sweden and others. We expect obtaining GLI-33 certification before the end of June as part of our global expansion strategy.”In November of last year, South Africa’s parliamentary committee on Trade and Industry adopted the National Gambling Amendment Act 2018, a divisive bill that had been discussed back and forth since 2016, but only after narrowing its focus to just three core issues.The notable changes made were transferring regulatory oversight to the new National Gambling Regulator, improving governance at the National Gambling Policy Council and broadening the National Central Electronic Monitoring System to monitor all modes of gambling activity. Sharelast_img read more

CELTIC COULD DO WORSE THAN OFFER JIM CELTIC JOB, SAYS BONNER

first_imgDonegal GAA legend Declan Bonner believes Celtic could do worse than offer Jim McGuinness the manager’s job if it becomes vacant again.Jim McGuinness after he was appointed by former Celtic boss Neil Lennon.It’s the last thing Donegal fans and McGuinness will want to hear as they prepare for the All-Ireland battle of their lives against Kerry on September 21st.But former All-Ireland winner and minor boss Bonner says Celtic could do a lot worse. He has even discussed the situation with the Glenties man about a possible move to the big job at Parkhead.“They (Celtic) could do a lot worse. I was just chatting to him (Jim) about it. I asked him did he take his A coaching badge.“I don’t think he has. I was surprised saying it was the first thing he could be getting done at this stage. I would be getting them done if I was over there.“This guy Ronnie Delia came in from wherever – stranger things have happened,” said Bonner. But Bonner admits that he has nothing but admiration for McGuinness in not leaving Donegal and hopes he will lead them to another All-Ireland title before any thoughts of his future.“I felt after last year that he possibly could have walked away, himself and a number of players could have walked.“The way they came back, it’s all very well winning one All-Ireland and disappearing after that but he has come back, and won an Ulster title this year,” he added. CELTIC COULD DO WORSE THAN OFFER JIM CELTIC JOB, SAYS BONNER was last modified: September 2nd, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:all-irelandCelticDeclan BonnerdonegalJim McGuinnessKerrylast_img read more

Red Bluff Round-Up Mixer fills Reynolds Ranch & Farm Supply

first_imgA couple dances to the Fire Mountain Band Thursday at the Red Bluff Round-Up Mixer hosted by the Red Bluff-Tehama County Chamber, the Tehama County Cattlemen and Paul and Kit Reynolds at Reynold’s Ranch and Farm Supply. 175Care about your community? We do, too.Sign up for our Morning Report newsletter Something went wrong. Please try again.SIGN UPCongratulations! You’re all set!last_img

Without Bromine, There Would Be No Animals

first_imgA 28th element has proven to be essential for life: bromine.Vanderbilt University scientists have added another element to the list of elements vital for life.In a paper published Thursday, June 5, in the journal Cell, Vanderbilt University researchers establish for the first time that bromine, among the 92 naturally occurring chemical elements in the universe, is the 28th element essential for tissue development in all animals, from primitive sea creatures to humans.“Without bromine, there are no animals. That’s the discovery,” said Billy Hudson, Ph.D., the paper’s senior author and Elliott V. Newman Professor of Medicine.Why was this not found earlier?  Unlike calcium, iron, potassium and other elements, bromine does not make up any organelles or machines in the cell.  It works indirectly during the construction of tissues.  But without its participation, there would be no animal life, the investigators found.  A 4-minute embedded video explains the importance of this discovery.  The team was obviously delighted to find one of the “incredibly fundamental things” about life, a finding that could have important real-world applications in disease treatment.Foundations for the discovery were laid in the 1980s, when researchers back then found that certain patients had defective collagen-IV, an essential protein for tissue development.  Since then, several patient groups have been found to be bromine-deficient.  The Vanderbilt team found that fruit flies deprived of bromine in their diet had radically deformed tissues, and most died.  The flies could be rescued, however, by addition of bromine to the diet.  Subsequent research found that bromide (the ionic form) is an important cofactor for the enzyme peroxidasin, which builds collagen-IV.  Bromide plays a key role in formation of the sulfilimine bond.  “The chemical element bromine is thus ‘essential for animal development and tissue architecture,’ they report.”Here is another requirement for habitability of a planet for life as we know it.  Astrobiologists err by thinking that planets might be habitable merely with rock and water.  Perhaps microbial life could get by without bromine, but not multicellular life that builds tissues.  It’s no bromide (n., a platitude or trite saying) to say that life depends on bromide (the ionic form of bromine).  Can you find any place on Earth without animals?  From the frozen poles to the depths of the sea, to the driest deserts, animal life flourishes because of bromine.  The Creator ensured that the planet He designed to be inhabited (Isaiah 45:18), and on which He formed creatures in His image, had sufficient quantities of bromine available all over the globe, along with 27 other essential elements. (Visited 556 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

WEF Africa 2016: The village of the future

first_img13 May 2016To technologically transform our villages, the government first needs to work on land reforms, Gisele Yitamben #af16 pic.twitter.com/oJulP69iNM— FACRA (@FACRA_Angola) May 12, 2016Panellists at the WEF on Africa 2016 session the Village of the Future included renewable energy expert Sameer Hajee, Babatunde Osotimehin director at the UN Population Fund (UNFPA), Millicom Africa CEO Cynthia Gordon and Cameroonian economist Gisele Yitamben.Kenyan entrepreneur James Mwangi moderated the session.The theme for the discussion asked the question How can rural economies become self-sufficient? The conversation covered a number of issues including:Moving from a consumer to producer mind-set;Fostering distributed manufacturing; and;Building on the strengths of their communities.The panel discussed at length the power of mobile technology and renewable energy in empowering rural communities to compete in the global market place.Issues and challenges such as climate change, gender equality and land reform were also weighed up against the backdrop of evolving African social and political structures.Watch the full panel discussion below:Source: WEF Africa 2016last_img read more

ODA introduces new tools for water quality

first_imgShare Facebook Twitter Google + LinkedIn Pinterest There are many things that farmers can control with regard to their role in improving Ohio’s water quality, but there is one thing they can’t: the weather. And, it just so happens that this factor beyond human control is also the most significant factor in water quality. A big, unexpected rain can undo the best of on-farm intentions for water quality stewardship.The Ohio Department of Agriculture recently introduced a couple of new tools to help address this perennially challenging problem.“ODA firmly believes science and technology must be at the forefront of all water quality issues and these new and innovative tools are impactful steps that will merge the ideas of precision farming and precision conservation,” said David T. Daniels, Ohio Department of Agriculture director. “The agricultural community continues to take the necessary steps to maintain agricultural productivity, while protecting our natural resources and reducing nutrient runoff to improve water quality in Lake Erie and surrounding waterways.”The Ohio Applicator Forecast is a new online tool designed to help nutrient applicators identify times when the potential nutrient loss from a fertilizer or manure application is low. The Ohio Agricultural Stewardship Verification Program is a pilot certification for farmers implementing best management practices on their farms. Ohio Applicator ForecastThe Ohio Applicator Forecast is a feature on the Ohio Department of Agriculture website that takes data from the National Weather Service and predicts potential for runoff to occur in a given area in Ohio. The forecast considers snow accumulation and melt, soil moisture content and forecast precipitation and temperatures to help in the decision making process when applying nutrients.“At the National Weather Service we model the river basin hydrology across the entire Ohio River Basin and Great Lakes drainages on a daily basis. We track how the water moves from the atmosphere into the ground. That information can be used to help alert farmers to the potential for runoff events that would produce nutrient runoff into streams and rivers. We’re able to take our analysis of rainfall that has fallen and will be falling into the future,” said Brian Astifan, the development and operations hydrologist with the National Weather Service Ohio River Forecast Center in Wilmington. “This tool will let farmers know when conditions are possible for nutrient runoff based on soil conditions, how wet or dry it is and also how much rainfall is coming that might impact runoff. We are taking information we are already generating and using it in a different application for the state of Ohio to generate an advisory level. Is there a low potential of runoff or a high potential of runoff? Farmers can use that information to decide when they might or might not apply nutrients.”A similar tool has already been in use in Wisconsin and has been expanding to other states.“The pilot program in Wisconsin has grown to include most of the Great Lakes states. We are able to produce this information on a fairly high-resolution basis. There will always be some uncertainty with the weather but the state of weather science has come a long way in the last 20 years,” Astifan said. “We are much more confident in our rainfall predictions than we were even five or 10 years ago. It is not an exact science, but the uncertainty is taken into account so you can leverage that information to make better decisions.”The announcement about the kickoff for the Ohio Applicator Forecast was held at Drewes Farms in Custar. Tyler Drewes thinks the tool will be useful for nutrient application decisions on their farm in the Western Lake Erie Basin Watershed.Tyler Drewes talks to his grandpa before getting back to planting this spring.“I think we’ll use it all the time. We have multiple times when we apply fertilizer throughout the year. We deal with a couple of dairies and receive 20 million gallons of dairy manure and apply it after wheat harvest and corn silage harvest and after fall harvest,” Drewes said. “The website will allow us to check things out and let us know if it’s a good time to apply the manure from the dairy and our commercial fertilizer to make sure what we are putting down will connect with the soil and stay there.”Because the tool covers every corner of the state it can be useful for a broad range of decisions for large and small farms throughout Ohio, Director Daniels said.“The weather tool allows a producer — whether they are planting 1,000 acres of corn or two tomato plants — to see soil conditions and the chances of runoff. It looks out seven days to let them know the best opportunity to apply nutrients,” he said. “Let’s say it shows a tenth of an inch of rain today. It’ll show ground saturation points so if you’re looking at a tenth of an inch there is probably not much of a chance on runoff on a dry field. Now three or four days down the road if we are looking at a tenth, a half inch or an inch, it will show you that the further down that week you go the more chance there is for runoff. It lets you know what you can do today, it also lets you plan four or five days out for what might be a potential problem. It lets you know what the saturation is on two different depth levels too and you can zoom right down in on your field or your garden and see the potential for runoff. They can also use it as a planting tool.”And, specifically in the Western Lake Erie Basin Watershed, the Applicator Forecast is one more tool to help farmers stay in compliance with the state regulations in place.“Last year with the prohibition of application of nutrients on frozen and snow covered ground in this watershed it only makes sense that we announce this weather app here in the watershed,” Daniels said. “We are not only asking producers to do this but we are also providing some tools to help them manage through that.” Ohio Agricultural Stewardship Verification ProgramThe Ohio Agricultural Stewardship Verification Program certifies farmers in the targeted watersheds of Henry and Wood counties who apply and meet criteria developed by ODA’s Division of Soil and Water Conservation. Criteria for the certification include developed nutrient management plans, accurate soil tests and documented best management practices, among others. The program will begin as a pilot with an intention to expand the program to all of Ohio.“We are excited to be one of the first farms in Ohio to prove our commitment to improving water quality through this verification program,” Drewes said. “Farming as many acres as we do in the Western Lake Erie Basin region, we know we play a very important role in the long-term improvement of the lake’s water quality. We want to be part of the solution and this program will help farmers toward that goal.”The Verification Program reinforces the need to do the right things on farms and also showcases the positive actions being taken within agriculture to address water quality challenges.“This is an excellent tool to show people outside of agriculture what is being done. We want to set the bar for those best producers going over and above and this is one method to show industry and the general population what agriculture is doing,” said Kirk Hinds, with the Ohio Department of Agriculture. “The stewardship verification pilot program is just for Henry and Wood Counties with intent to go statewide. We just want to get it fine tuned before moving forward in the whole state.”The ODA will continue to reach out to farmers and applicators in the coming months to make them aware of the new tools that were announced in mid-May, Daniels said.“Farmers can voluntarily take part in this certification program that verifies that they are using best management practices and doing what they are supposed to be doing with the 4Rs. This shows that you are doing things that are conservation minded and environmentally sensitive,” Daniels said. “We are rolling this out where the focal point of the water quality discussions have been in the state and that is the Western Basin of Lake Erie. We are happy to see the verification program take shape.”Those interested in applying for the Agricultural Stewardship Verification Program can visit their local Soil and Water Conservation District office to find out how to become involved.last_img read more

Dachis Group Acquires Headshift: Say Hello to a Social Business Consulting Powerhouse

first_imgRelated Posts Tags:#enterprise#news 3 Areas of Your Business that Need Tech Now Cognitive Automation is the Immediate Future of… Massive Non-Desk Workforce is an Opportunity fo…center_img IT + Project Management: A Love Affair The Dachis Group, an agency founded by former Razorfish CEO Jeff Dachis and backed by Austin Ventures, has made its first acquisition. Late Tuesday night the company announced it has bought the London-based consultancy Headshift, giving Dachis Group an international reach for the first time. Dachis and Headshift offer large corporations advice on technology strategy, specializing in the social technologies that have taken the consumer Web by storm and are slowly but surely moving into the enterprise. Both agencies have been leaders among a cadre of consultancies advising corporate entities as diverse as the BBC, Intuit and Coca-Cola. Dachis Group is a top consultant group in the U.S. advising companies about social technology adoption, and they’ve served big name corporations in many different verticals. Headshift has been the European counterpart to the Dachis Group (or vice versa, depending on which side of the pond you’re looking from). “Headshift’s street cred matched with Dachis’ vision yields a formidable talent combination,” said IT industry veteran Susan Scrupski, “This acquisition validates a maturing market.”Though various sources have called both groups “social media agencies” at various times (including during news of the acquisition), this is not the kind of social media guru/expert you might have in mind. Headshift consultants aren’t out there acting as company representatives on social networks like Twitter and Facebook. Rather than fishing for companies, Dachis and Headshift are teaching them how to fish for themselves. “It is time for companies to move beyond the hype and toward delivering concrete, sustainable, and measurable value from their social media activities,” said Headshift co-founder Livio Hughes in a statement. The pair of consultancies have made a profitable business out of showing corporations and government how to create a collaborative ethic inside their organizations and how to use today’s leading software platforms. Headshift is based in London but also has offices in Sydney, and it operates across Europe and the Pacific. Both Headshift and Dachis Group are privately held, so no financial details of the acquisition were released. According to one source the most recent injection of capital into Dachis was specifically to make purchases of this nature, so look for more news to come. steven wallinglast_img read more

‘Govs’ cup just another title chase’

first_imgLATEST STORIES Nikki Valdez rushes self to ER due to respiratory tract infection View comments China furious as Trump signs bills in support of Hong Kong MOST READ Pagasa: Kammuri now a typhoon, may enter PAR by weekend Another ‘ninja cop’ dismissed from service PLAY LIST 02:27Another ‘ninja cop’ dismissed from service01:46US defense chief agrees it’s time to take another look at defense pact with PH00:39Ross ‘getting closer to a hundred percent’02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Another vape smoker nabbed in Lucena Photo by Tristan Tamayo/ INQUIRER.netEven though they will be targeting to complete a rare PBA Grand Slam, San Miguel Beer coach Leo Austria wants to treat the coming Governors’ Cup just like all the conferences he and his Beermen have played in.“It should be just another tournament, just another championship to be won,” Austria told the Inquirer over the phone on Tuesday. “It’s the logical thing, because if we win, the Grand Slam comes with it.”ADVERTISEMENT Pocari eyes 2nd win, tests Perlas Pagasa: Kammuri now a typhoon, may enter PAR by weekend The season-closing Governors’ Cup opens on July 19 and Austria is hopeful that after coming off a grueling six-game Final series with TNT KaTropa, the Beermen won’t be seeing action until two weeks after opening day.“We need time to recover from minor injuries,” Austria said without going into details. “After seeing how hard the players played, they deserve a two-week break.”FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsWendell McKines will be the Beermen’s import. He has been here for close to a month now. Lacson: SEA Games fund put in foundation like ‘Napoles case’ LOOK: Jane De Leon meets fellow ‘Darna’ Marian Rivera Don’t miss out on the latest news and information. Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ Sports Related Videospowered by AdSparcRead Nextlast_img read more